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Click to enlarge Local home price have fallen so far and so fast that they have reach a point where — using my simple math — that the buy-or-rent equation places buying at the best spot in a decade. I loaded my trusty spreadsheet with … Estimated mortgage payments from DataQuick. These number crunchers go in and estimate — based on the terms of mortgages that are public — what each borrower’s initial house payment may be. What I’ll call “Actual rents” at large apartments complexes, pr

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Random Feed wrote an interesting post today on
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Scott Conroy pays the mortgage every month on his one-bedroom condominium in San Diego, even though it’s worth 33 percent less than what he owes and it may take more than a decade to break even. Homeowners like Conroy who can afford their monthly payments are weighing whether to sell and pay the difference, stick it out until housing prices recover, or walk away. In the U.S., 26 percent of borrowers owe more than their home is worth, said Karen Weaver, global head of securitization research fo

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Random Feed wrote an interesting post today on
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Washington state’s anti-smoking campaign could be going, well, up in smoke. Tobacco Prevention and Control Program has been devastated by budget cuts this year, according to prevention advocates who fear the lapse in funding could trigger an uptick in smoking rates. The budget has essentially been cut in half from $28.5 million a year to $15 million. Smoking in the state has been decreasing for the past decade to the point where Washington has the sixth-lowest rate in the country, according

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Channel Five’s Gadget Show has recently launched a poll to find out the best gadget of the decade. The poll is split into five categories (computer, entertainment, photography, music and phone gadget) with a place for the overall best of the best too. The poll is now open to votes, comprising of the best in tech such as Facebook, Macbook, YouTube, Wikipedia, iPod, Spotify, Blu-ray, Nintendo Wii, Singstar, iPhone, Blackberry, Nokia’s 3310, the USB and World of Warcraft amongst a cavalcade of

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“I am having an out of money experience.” -Author Unkown The financial crisis continues to take its toll on global wealth. From Reuters’ Joe Rauch this morning: The 2008 global recession caused the first worldwide contraction in assets under management in nearly a decade, according to a study that found wealth dropped 11.7 percent to $92.4 trillion. A return to 2007 levels of wealth will take six years, according to a Boston Consulting Group study that examined assets overseen by th

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